Pay using your Paypal account at basket or checkout by clicking on 'Paypal', a screen will appear from Paypal to enter your Paypal username and PayPal password this skips having to enter your financial info and you can complete your purchase fast & easily.
The Nuts & Bolts of PayPal credit
READY TO ADD TO YOUR TOOLKIT!?
Want to spread the cost?
PayPal Credit is the perfect solution - 0% interest for 4 months on any order of £99 (inc vat) or more.
0% interest is not just a one off offer, you'll automatically get 4 months 0% finance every time you spend £99 (inc vat) or more and choose PayPal Credit!
HOW TO APPLY
1. Click on Basket and select ‘PayPal Credit’ button, you will then be redirected to Paypal 'Pay with Paypal Credit' screen.
2. Enter your Paypal account details or choose to create a Paypal account to proceed.
3. If you're new to PayPal Credit, you will be asked to complete a short application form to apply for PayPal credit.
Applying for PayPal Credit is simple. Just click on the PayPal Credit button on our Shopping Basket page.
The application form takes a few minutes to complete. PayPal will then run a credit check and, if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.
You can use the credit limit granted to pay for today's purchase and future purchases at thousands of online stores where PayPal is accepted, up to your credit limit.
PayPal Credit is like a credit card, without the plastic. It’s a credit limit that sits alongside your PayPal account which you can use to spread the cost of larger online purchases.
Yes, however if you don’t have a PayPal account, you can create one as part of the PayPal Credit application.
Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept PayPal’s User & Credit Agreements.
0% interest offer you can use again and again: Every time you spend £99 or more, you will automatically get 0% interest for 4 months on that purchase. *
Plus, you can spread the cost of purchases under £99 at the standard variable rate of interest, currently 19.9% p.a.
* The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 19.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit.
You can make a one-off repayment from your bank account, debit card or PayPal balance at any time, either online or by calling PayPal Customer Service. Alternatively you can set up monthly Direct Debit payments from a bank account you've linked to your PayPal account. To set up Direct Debit payments, log in to your PayPal account and follow the instructions on the Make a Payment page.
Just return your purchase as normal and the money will be refunded to your PayPal Credit account.
Provided you make a payment on time there are no charges. If you're late with a payment, PayPal will charge you a late payment fee of £12. You'll be charged a return payment fee of £12 by Paypal if you have insufficient funds to cover the payment. Paypal also charge a fee of £5 if you request a printed copy of a previous statement. For more information on how these fees apply, please refer to Paypal Credit Agreement.